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Date Posted: 18:25:59 02/20/08 Wed
Author: Deep Throat
Subject: Foreclosure notice

Litton Loan Servicing Stipulation to stay foreclosure?

Behind in payments by 5 months contracturally, last payment made in December for September's payment. I know, I know...if you don't want to be in foreclosure, pay your mortgage...but husband's a Realtor who refused to get a 'Real' job until very last minute last year in September and I was a mortgage broker who could not help a soul if I wanted to after September last year so I got a 'Real' job...trying to save the weekly/bi-weekly checks for mortgage hard to do..

Anyway, now Litton Loan Servicing faxed 'Stipulation to Stay Foreclosure' and I'm not a lawyer but it doesn't sound or look like a good deal:

Past due payments: $8,850.00

Various fees, too many to list: Umpteen of them!

Payments they acknowledge as being 'held': $1,232.00
AND 'Down Payment' $2,000.00

After $3,232.00 paid they'll agree that we still owe: $8,727.00!!!!!!!!!!!!!!

We don't have the money to re-instate the loan and they know this so to 'work things' out this is what they come up with...

Is there a way to fight this or should we just bend over and take it?

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