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Your watch was made about 1901. You may want to head on over to elginwatches.org - there is an absolutely stunning amount of information on the history of Elgin watches, and watchmaking in general, that you will want to become familiar with. You'll find out more about what you have there than I could ever write here.
Value is a tough call, and not something that can really be done over the internet. You can check ebay or some of the online sellers of antique and vintage watches (such as www.oldwatches.com), or list of prices realized at auction, and look for watches that similar to yours. Or, get a copy of Shugart's "Complete Guide to Watches" (published annually) from your local bookstore or library, to get a rough idea of the approximate value of yours. You can also consult a professional appraiser, such as a jeweler who deals in old watches. Generally, condition and rarity (demand) are the principal factors in determining value.
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