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Date Posted: 12:51:03 12/09/12 Sun
Author: Doug Cutler (hopeful)
Subject: Earn money on line making small investments

As of Dec-7-2012
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I like HYIP's because you know up front that most will fail. You are looking for a couple that will last and really bring in the money. And there are no fees for: auto-responders, advertising, monthly subscriptions etc. I am a free member at a lot of social sites and place free ads there and in free classifieds, forums and such. So all the money I would have spent on advertising goes into investing in HYIPs. Most of the HYIP programs I have invested in have failed. I had 16 at one time, now down to a few. This was before I concentrated my efforts to those that lasted a year or more. Failure rate has dropped from 3 every week to about 3 a month. There have been plenty of non HYIP.s I was in that have folded or have become useless: ultraX, ricochetriches. adailycash, 4dailypay, dailycashdoubler etc. and took my money.

You can also do this 100% free. Just get the affiliate links when you join the programs and promote them in free social sites, blogs, classifieds etc. Then take the commissions and make your investment.

Have learned a hard lesson. Don't trust small HYIP rating sites. I joined and invested $10 in 4 that met my specs that I found in some of these smaller monitoring sites. None have paid me. Some small rating sites will say they are paying, probably because they have a lot of money invested there or the site owners are paying them to push their scams. I have removed these from my blog. Stay with the top rated monitoring sites. I have found they are at times on the the take also, but to a much lower degree.

There is a site that rates monitoring sites: http://www.stfmonitor.com/top-hyip-autosurf-rating/
Click on the top 10 button and trust these over the others. Also there are a couple of blogs that cover HYIP,s. http://hyipblog.nobshyip.net/ and http://blog.goldpoll.com/.

I started looking at the odds of failure and came up with a formula:
I found that only 1 in 5 last over 150 days. There are about 300 programs listed on the best HYIP rating sites. So that leaves about 80 programs to consider. I like those that double 8 times or more in a year. Only about 10 do. And 3 of those lasted 500 days or more. So $10 ave. x 10 = $100 invested would return as in EXAMPLES: below:
There are about 40 sites that last over year. These are by for the safest. Most have really low payouts. So I go with the ones that average 2.2% or better a day. Ones that are not one year old I go with 2.5% a day ave. Recently I have been concentrating on the 1 year and older sites.
All of the sites less then 300 days old I liked have failed.

EXAMPLES:
I joined Merchant4xf Feb-9, day 400, and they quit paying Apr-14. day 465. If I would have joined on day 150 I would have had 315 days of investing. A $5 min. spend would have been over $150,000. Diamondroi is another. Joined Feb-16, day 535. It crashed Apr-18. day 597. That would have been 447 days of investing and a return of over $300,000.

I started using: http://www.hyipexplorer.com/tools/analysis.php To check the health of HYIP,s before investing. Also check some of the other top monitors.
If they are not rated or from cheap hosting I don't invest. Even when going bad the owners of some HYIP,s try to scam new money when they stop paying.

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Programs I currently recommend 12-7-2012 300 days and older
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http://www.worldclassinvestment.com/index.php?refid=doug9694 302 .6 to 25% varies according to plan selected
http://dkpetroleum.com/?ref=doogy9694 313 .7 to 1.2% 180 compounded, principal returned
http://www.4fxinvestment.net/sponsor=doug9694 329 11 to 14% for 10 days
http://alphav.biz/?ref=doug9694 344 2.0 to 2.59% 60
http://tureprofit.com/?ref=doug9694 361 8% a week for 50 weeks, principle returned
https://www.profitablesunrise.com/?upline=doug9694 392 1.6 to 2% for 180 compounded
http://tradeswap.biz/?ref=doug9694 425 2 to 6% for 190
http://www.felmina.com/?ref=doogy9694 688 1.0 to 1.5% for 180, compounding
http://financecentury.com/index.php?ref=doug9694 690 8.2 10.8% for 15 biz.
http://www.topcapitalist.com/?ref=doug9694 735 1.5 to 2.3% for 100 days
http://obmco.com/?ref=doug9694 917 .8 to 3.2% for 220 days
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For additional info, email me: doug9694@gmail.com

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