| Subject: Re: Finances |
Author:
darcijj
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Date Posted: 18:52:26 08/12/04 Thu
In reply to:
Thunderthumbs
's message, "Re: Finances" on 13:25:31 08/11/04 Wed
Hi Brad, I did not think I could afford braces either. But at age 36 I realized I had to do it for me. Someone told me to call the local college. They have a dental program. So I did... They told me it was $2,600 for the braces, with $500 down and $88 a month.. no interest either... they do not take insurance... you give up some of your time though for the lower cost... the visits take longer than a regular dentist. I have had all my dental work done there, even the extractions... having 4 teeth pulled was $250.00... compared to almost $400 another dentist was telling me it would cost. The only thing is I had my wisdom teeth out in December.. my regular health insurance was supposed to cover it.. but denied it.. so I am fighting them over that bill...
Good Luck, even when I did finally decide to do the braces, it was almost 6 months before they actually went on.. and it went fast.
As I understand it, the flex account will cover about
>all the treatment. If I do financing and whatnot, then
>that amount would not be completely covered. I suppose
>it's not even totally about the money factor outright,
>but in this case when the money is due and how much is
>due makes a difference. Also the money saved would be
>decent via the flex account.
>
>Ultimately, I suppose my wife and I prioritize or
>weigh this procedure/issue differently, unfortunately,
>and also I just want to get started. Today was
>supposed to be the day but of course it didn't happen.
>I might be able to sell her on it earlier than
>January. Or maybe not. Sigh.
>
>Thanks for the input,
>Brad
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