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Date Posted: 15:44:58 08/09/06 Wed
Author: MPF
Subject: 積金權益齊關注

積金權益齊關注


多關心權益報表
僱員參加強積金計劃後，便會定期收到受託人寄來的權益報表，可視之為供款表現的成績表。僱員應該特別留意其中的資料，包括1)財政年度內的總供款額；2)轉入或轉出計劃款額的詳情；3)成員在年度開始和終結時的累算權益價值；4)基金單位價格及5)於報表截數日時，分別屬於僱主和僱員的基金單位數目。

打工仔了解權益報表後，便應檢討現時投資取向，並考慮因應本身情況，是否需要更改現時的投資組合。值得注意的是，每位計劃成員每年最少可免費轉換基金一次，詳情可向受託人查詢。

其實，積金局為協助打工仔更了解帳戶詳情，剛於五月中發表了『周年權益報表內容改良建議諮詢文件』，當中建議把重要的摘要數字，包括期初結餘、已投資供款總額（收費後）、轉入計劃總額（收費後）、轉出計劃總額（收費前）、財政期內帳戶賺蝕及期末結餘，順序排列並載列於報表的第一部份。這樣，計劃成員便可對帳戶賺蝕一目了然。

文件諮詢期將於下周五（8月18日）結束，公眾人士可在各區民政事務處諮詢中心，或積金局位於中環國際金融中心1期5樓辦事處索閱文件，同時亦可在積金局網址http://www.mpfahk.org下載，市民應多關心自己的帳戶，盡快就諮詢文件作出回應。意見可寄到中環港景街1號國際金融中心21樓強制性公積金計劃管理局投資規管處收；或傳真(852)22598331；或電郵winniechan@mpfa.org.hk。

資料來源：積金局

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