| Subject: Re: How much debt did this Christmas bring? |
Author:
splitz2003
|
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Date Posted: Thu, Jan 01/04, 08:33:pm
In reply to:
msmeow
's message, "Re: How much debt did this Christmas bring?" on Thu, Jan 01/04, 08:28:pm
Unfortunately.... WE brought the debt to christmas, and NOT the udder way around.
Seriously tho.... there just isn't enuf cash around to have a good xmas and still NOT be in debt.
I think it set us back about $600 this yr...but that is added to our other debts of course.
splitz
>Some good points there, yes I agree that things get
>too commercialized and we get sucked into thinkin that
>we HAVE to spend to show ppl we care.
>
>
>>Hi Missy69:
>>Well, I hope you and your family had a wonderful
>>Christmas, giving you good memories.
>>
>>A few years ago, we set a goal to pay off our debts,
>>and to remain debt free. It was hard at first,
>>especially at special times like Christmas. But one
>>thing I learned is that my family knows I love them,
>>and that I can show my love without overspending.
>>
>>It's a shame that big business has caused Christmas to
>>become so materialistic, putting undo pressure and
>>stress onto people to give "the big gift".
>>
>>Our kids are teens now, and I've tried to explain to
>>them that the importance to the gift is the thought
>>that is put into it, not the price. (I don't want
>>them to think they have to blow their bank accounts to
>>buy their dad and I marvelous gifts.) They surprised
>>us with gifts that were things that they noticed we
>>could enjoy ... and kept to their budgets too.
>>
>>Missy - Perhaps what you can do is sit down with your
>>hubby, and set out a budget for the year, including
>>savings for next Christmas. Then you can relax and
>>enjoy a debt free Christmas.... believe me, it is so
>>nice not worrying about the bills while watching the
>>family opening their gifts.
>>
>>I took a look at the link at the top of this forum.
>>It has some good stuff in it. Take a look at it, the
>>information could help you head in the right
>direction.
>>
>>Take care,
>>HappyMom
>>
>>
>>>I went way over budget for Christmas this year. I
>>>used three credit cards to make some purchases for my
>>>kids and hubby. I know we will be paying for it all
>>>year, but they will really enjoy thier gifts too, so
>I
>>>don't mind paying payments for the next several
>>months.
>>>dh.... got a new big screen TV. with the
>entertainment
>>>unit to match it. $3200.
>>>kimmy got a computer for her room... $1200
>>>jess got new toys and a bike plus a bunch of clothes
>>>for school.... about $450
>>>
>>>Question... what should i pay off first. If I pay
>the
>>>big amount first, then the other amounts will get
>>>neglected.
>>>
>>>Maybe i should just pay a little to each card.
>>>dh won't be too happy about the new debts, he works
>>>overtime now to pay the bills, but I just had to have
>>>this stuff for them to show them how much I really
>>>love them.
>>>
>>>He doesn't know the exact value of all the things we
>>>got, but it's ok, as long as I can keep paying each
>>>month we shouldn't have to much problems.
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