| Subject: Re: Identity Theft Protection |
Author:
Ann Fortinberry
|
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Date Posted: 00:37:15 10/29/04 Fri
In reply to:
Whitt
's message, "Identity Theft Protection" on 10:09:24 10/22/04 Fri
GOOD INFORMATION!! YOU ARE RIGHT ON WITH THIS INFORMATION!
ANN
> Protect yourself from identity theft - here's how -
>« on: Today at 07:55:02am »
>
>-------------------------------------------------------
>-------------------------
>And a means by which to stop the junk mail from the
>credit card companies!!
>
>1. Burn or shred, with a cross shredder, any mail or
>financial papers with your personal infromation on it.
>Never recycle them.
>2. Call 1-800-5optout and ask to stop credit card
>companies from sending pre-approved credit card
>applications to your house. They are ticking identity
>theft time bombs.
>3. Ask your credit card firm to cease delivery of
>"convenience checks." They, too, are ticking time
>bombs.
>4. Beginning in December, you're entitled to one free
>credit report each year. Get it as soon as possible
>and review it carefully.
>5. Order a credit report a month or more before you
>make a big purchase or apply for credit, to be sure
>there are no surprises in your history.
>6. Hassle companies that ask for personal information,
>such as your phone number at a checkout line. The
>harder we make it on companies, the less they will be
>inclined to continue the practice.
>7. It's impossible to tell what's real and what's fake
>online. Just delete any e-mail that asks for personal
>information.
>8. Just hang up on telemarketers, particularly ones
>who seem to be fishing for personal information, like
>your birthday.
>9. Limit the number of credit cards you hold, and
>religiously inspect your financial statements each
>month. Consumer rights quickly fade over time; the
>sooner you discover an identity theft incident, the
>better.
>10. Most of the time, you can't prevent an ID theft
>incident from occuring, because two-thirds of the
>time, some company that leaked the data is to blame.
>So be prepared, and be organized. Save paper bank
>records for a year, at least. You'll need them to
>prove your account balance in the event of a ID theft
>incident.
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