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Date Posted: 01:01:54 06/23/06 Fri
Author: S.B.Sadowski
Subject: Lending and indemnifying investment projects from 10 millions USD.

Dear Madam or Sir,

Lending and indemnifying investment projects from 10 millions USD.
Transaction procedure shortly:
1. Investor for bank supplies documents:
- registration documents of the company,
- passport xerocopy of the company representative,
- business plan.
2. The principal bank places to the investor a written confirmation of the conditioned readiness for the financing from the conditions: Bank guarantee over 100,00 % of the credit sum additionally up to 8,00 % interest annually, issued by a first-class Western European bank (Rating min. AA). That is the only letter, which leaves the bank ways.
3. Guarantor assigns bank (the principal bank can determine the warranter), to issue and place "by screen" for examination to the financial source the appropriate bank guarantee.
4. The warranty is accepted and accepted by the capital bank, receipt this bank of the investor the request to give the capital freely.
5. The capital must first on the project account, that outside of country project realisation, with a Western European bank is opened (it can be opened also with the capital bank) to be transferred. That gives, speaks guarantor the possibility to the collateral giver of control the cash flow. The collateral giver carries the whole financial risk of the project. The "work account" for the current project realization is opened same - understandably in country project realisation.

The execution of the transaction takes place in principle according to the valid in each case international bank regulations / bank regulations of the ICC.

Yours faithfully,
Slawomir B. Sadowski

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