Yep, Zoey, health insurance ROCKS! We'll chip in like $65 per month for health/dental/vision for the whole family, PPO not HMO. I'm paying $135 per month now, medical only for me and the Chicks. Lousy coverage. They covered NONE of Chick #2's ER visit last fall. The kid was bleeding from her head, is that NOT something insurance is supposed to cover?