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Subject: 你有B型肝炎帶原嗎?你有保新光人壽保險嗎?


Author:
灰小狼
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Date Posted: 04:11:29 08/19/02 Mon

ㄜ~架恐怖!覺得新光真的粉爛ㄝ~


各位B型肝炎帶原者或親友有B型肝炎帶原者的人一定要知道以下的訊息:
經過醫學調查得知,肝癌患者八成是B型肝炎帶原者.但是將近四百五十萬名台灣的B型肝炎帶原者(根據肝炎研究中心調查比例約18%)每年發生肝硬化與肝癌者約一千餘人,也就是四百五十萬人當中,是否都會發展為肝癌是有相當大的問題的.

而新光人壽保險公司,卻把B型肝炎帶原一律當作未來肝癌的患者,以業務人員的忽略為由收受大量B型肝炎帶原者的保險,當發生理賠條件時,卻不願意理賠!!!

也就是:
只要有B型肝炎帶原,任何保險都將不生效.
根據保險法六十四條,只要保險公司保險合約條文當中列有排除條款之下(比如有B型肝炎帶原).任何保險都將無效!也就是就算您繳了一輩子的保費,在要求理賠的時候被保險公司查到你是B型肝炎帶原,不但不理賠還會沒收保費!!(這是新光保險理賠部親口說的!)就算你後來發現B型肝炎帶原,一但被發現就會被退保!!

台灣根據統計將近兩成的有B型肝炎帶原,有就是四百五十餘萬人是B型肝炎帶原者.而根據財政部保險司的統計在八十七年共有八千兩百三十七餘萬(82,373,438)件的保險而健康醫療險佔33.26%,而年度保費收入更高達1,278億元.也就是台灣兩千三百多萬人,幾乎都都保了險了,尤其是B型肝炎帶原者為了家人的未來,更是可能保超過一個保險(替未來求保障這不就是保險存在的原因嗎?)若保險公司以這樣的態度面對B型肝炎帶原者,不啻為一種歧視,更是漠視B型肝炎帶原者家屬的權益.
我母親正因為肝癌開刀,而先前在新光保險的防癌保單也因為在要求理賠時被保險公司以我母親有B型肝炎帶原為理由拒絕理賠,更寄發存證信函取消保單沒收保費.我個人B型肝炎帶原,新光人壽保險也接受我的防癌險,但是我現在發現,要是現在提醒保險公司我是帶原者我的保費也將被沒收,被取消保險.

你有B型肝炎帶原嗎?你有保新光人壽保險嗎?很抱歉,你已經註定被坑了!!

要如何救回你的保費?請馬上退保,這樣至少還可以拿回本金!!!!

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Re: 我沒有...寶貝華華09:04:08 08/19/02 Mon


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