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Date Posted: 16:32:51 03/04/10 Thu
Author: Cheri
Author Host/IP: h-98-134-135-147.ip.alltel.net / 98.134.135.147
Subject: Re: Insurance settlement
In reply to: Dennis 's message, "Insurance settlement" on 09:12:28 02/18/10 Thu

>You may remember that I was in a rear ender car
>accident
>about 2 1/2 years ago. The settlement is now pending.
>There was $42,000 in medical expenses. Her insurance is
>paying the $25,000 limit of liability. My insurance,
>State Farm, is paying $3,000 of the $50,000 liability
>I pay for under uninsured/under-insured motorist. Of
>the $28,000 pay out, about $8,800 is being paid on yet
>unpaid medical bills. State Farm did write off about
>$5,000 in medical expenses paid. About 2/3 of the
>amount
>of the settlement goes to attorney fees and expenses.
>My attorney told me that if I had more coverage for
>uninsured motorist, I would have got a better
>settlement.
>Medicare, who paid for most all medical expenses gets
>no
>reimbursement. Her insurance was totally unresponsive
>early on and everyone billed Medicare. Even though
>everyone
>knew it was treatment from a car accident, they billed
>Medicare. Medicare, even though her insurance was
>listed
>as MY secondary insurer, said they had no claim to the
>settlement and lost out on thousands in reimbursement.
>State Farm used that as their "proof" that not all my
>medical expenses were a result of the accident.
>
>And so it goes....
*********You did but you did not. It is a good thing Medicare did what they did. Sorry Dennis.

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