| Subject: Re: ~~Phishing Alert~~ |
Author:
Kathyrn
|
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Date Posted: 15:48:40 09/08/05 Thu
In reply to:
Betty
's message, "~~Phishing Alert~~" on 06:15:56 08/18/05 Thu
>
>"Subject:
>Phishing alert...
>Thu, Aug 18 2005 at 8:17 am [ Email Msg | Invite ]
>Message:
>... here's an e-mail I just got from a co-worker.
>Might be useful:
>
>FYI - I checked on snopes.com and it looks like this
>could be true.
>
>
>Subject: Fw: A New Credit Card Scam This looks
>important enough to send it on to all of you.
>
>----- Original Message ----- This is important to read!
>
>
>The callers do not ask for your card number... they
>already have it. This information is worth reading.
>By understanding how the VISA & MasterCard Telephone
>Credit Card Scam works, you'll be better prepared to
>protect yourself.
>
>My husband was called on Wednesday from "VISA", and I
>was called on Thursday from "MasterCard" The scam
>works like this: Person calling says, "This is (name),
>and I'm calling from the Security and Fraud Department
>at VISA. My Badge number is 12460. Your card has
>been flagged for an unusual purchase pattern, and I'm
>calling to verify. This would be on your VISA card
>which was issued by (name of bank). Did you purchase
>an Anti-Telemarketing Device for $497.99 from a
>Marketing company based in Arizona?" When you say
>"No", the caller continues with, "Then we will be
>issuing a credit to your account.
>
>This is a company we have been watching and the
>charges range from $297 to $497, just under the $500
>purchase pattern that flags most cards. Before your
>next statement, the credit will be sent to (gives you
>your address), is that correct?" You say "yes". The
>caller continues - "I will be starting a Fraud
>investigation. If you have any questions, you should
>call the 1-800 number listed on the back of your card
>(1-800-VISA) and ask for Security. You will need to
>refer to this Control Number. The caller then gives
>you a 6 digit number. "Do you need me to read it
>again?"
>
>Here's the IMPORTANT part on how the scam works. The
>caller then says, "I need to verify you are in
>possession of your card". He'll ask you to "turn your
>card over and look for some numbers". There are 7
>numbers; the first
>4 are part of your card number, the next 3 are the
>security numbers' that verify you are the prosessor of
>the card. These are the numbers you sometimes use to
>make Internet purchases to prove you have the card.
>The caller will ask you to read the 3 numbers to him.
>After you tell the caller the 3 numbers, he'll say,
>"That is correct, I just needed to verify that the
>card has not been lost or stolen and that you still
>have your card.
>
>Do you have any other questions?" After you say "No",
>the caller then thanks you and s! tates, "Don't
>hesitate to call back if you do", and hangs up.
>
>You actually say very little, and they never ask for
>or tell you the card number. But after we were called
>on Wednesday, we called back within 20 minutes to ask
>a question. Are we glad we did! The REAL VISA
>Security Department told us it was a scam and in the
>last 15 minutes a new purchase of $497.99 was charged
>to our card..
>
>Long story made short - we made a real fraud report
>and closed the VISA account. VISA is reissuing us a
>new number. What the scammers want is the
>3-digit PIN number on the back of the card. Don't
>give it to them.
>Instead, tell them you'll call VISA or Master card
>directly for verification of their conversation. The
>real VISA told us that they will never ask for
>anything on the card as they already know the
>information since they issued the card! If you give
>the scammers your 3 Digit PIN Number, you think you're
>receiving a credit. However, by the time you get your
>statement, you'll see charges for purchases you didn't
>make, and by then it's almost to late and/or more
>difficult to actually file a fraud report.
>
>What makes this more remarkable is that on Thursday, I
>got a call from a "Jason Richardson of MasterCard"
>with a word-for-word repeat of the VISA scam. This
>time I didn't let him finish. I hung up! We filed a
>police report as instructed by VISA. The police said
>they are taking several of these reports daily. They
>also urged us to tell everybody we know that this scam
>is happening.
>
>Please pass this on to all your family and friends.
>By informing each other, we protect each other."<
All I have to say is wow!
General rule of thumb never give any info on the phone.
I tell you this too this is why cards and electronic transactions will never replace the security of CASH.
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