Hidup aku yg byk kesilapan -- Ruangan Laporan Masalah Kaunseling Online

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Subject: Hidup aku yg byk kesilapan

Author:
Misteri (Entahlah)

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Date Posted: 23:08:07 12/27/09 Sun

Hidup ak..memang byk susahnya..dr kecik smpai besar...kdg2 tngok org lain bahagia...seronok je rasa..ak x iri hati dgn diorg...memang la hidup ak ni boleh lagi makan,minum pakai baju,g skolah,g keje..ada awek,ada mak ayah,ada family,kawan...tp ada 1 ruang, yg buatkan ak trtekan...kesilapan yg xdisangka2....

KESILAPAN yg xdisangka2 ak buat ak merubah keseluruhan hidup ak utk jangka masa yg panjang..

Ak mula bekerja di salah sebuah kolej badan berkanun di Ipoh.gaji permulaan ak xbyk...dalam usia yg muda..pada umur 20 tahun ak kerja sana..di bahagian perpustakaan.
aku x sangka ak dpt kerja kat sini...dgn gaji rm509 basic,tambah elaun xsmpai 800 pon..so dalam beberapa bulan kerja, ak dapat Tetap..then, ak trpikir nak wat loan..

Di Sini kesilapan aku, ak buat RM7k...dan itu hutang ak dgn bank...ingatkan nak byar hutang masa bljar poli xabis..RM3k...xjugak abis bayar, nak byar duit moto bg settle pon xjugak byar..so, still trtunggak lagi..

So, Ak da brhutang RM10k...dtambah dgn nak byar duit moto RM133, Duit Hp ak bli hutang RM76..setiap bulan...Kat sini ak da susah sbnrnya..pening ak pikir..mcm mana nak brjimat..

Lepas tuh, ak wat lagi loan dengan AMbank...RM10K....xsetel jugak hutang aku..

ak mcm xpikir..ak xtau nape...time tu otak ak x mcm skarang..sekarang ak da pikir betapa silapnya aku..

so RM18k...hutang bank saja..kemudian..ak kerja da terus kerja...AK wat loan lagi..kali ni, ak bantai RM45k...dan ak byar balik utang RM18 k...so hutang ak da tutup...

da fokus pada RM45 k utk 15 tahun dr umur ak 22 tahun...so, umur ak pd 37 tahun..baru settle..kete xde lagi..umah xde lagi...hurm..apa nih...ak buntu sekarang nih..

Gaji ak sekarang RM895...tolak itu ini..tinggal dalam RM300..RM300 tu ak nak byar duit moto,duit hp..topup..makan..ada la dalam RM100..utk sebulan...

Ak perlukan pandangan korg...
Tolong emailkan pada ak jika ada sebarang pandangan..terima kasih.

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