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Date Posted: 05:46:07 05/05/06 Fri
Author: Sonija
Subject: 市民對樓價的承受能力已較97年減弱

金管局總裁任志剛指出,目前市民對樓價的承受能力已較97年減弱。

97年前本港經濟良好,樓價不斷上升,投資者傾向保守,因此當時市民身家比較豐厚,然而經過97金融風暴、負資產及通縮後,市民底子已經削弱,加上可透過按揭計劃取得超過七成的按揭貸款,按揭成數上升增加財務負擔,整體削弱了市民抵禦衝擊的能力。

任志剛又說,美國息口走勢仍未見頂,港息與美國利率可能會出現偏差,甚或背道而馳,提醒市民要留意風險。

http://www.whoms.net

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