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Date Posted: 06:16:47 04/07/08 Mon
Author: Salman
Subject: Finding a Place in Canada OD09

To buy or to rent
When you first arrive in Canada, you will probably be living in a temporary home. You will soon be looking for a more permanent place to live. Canada has many different types of housing and a wide range of prices.
Finding the right place will take some time and effort. Your first decision will be whether to rent a house or an apartment, or to buy a house.
Whether you rent or buy will depend on your personal finances and whether you already have a job in Canada. Most newcomers decide they should first rent a house or apartment. This gives them more time to save money to buy a house and to decide where they want to live.
If you want to buy a house, unless you can pay the full price, you will need to get a longterm loan called a mortgage. Mortgage loans are provided by banks and other financial institutions.
They decide whether the borrower has enough income, more assets than debts, and a good credit rating.
Most will ask you to pay at least five percent of the cost of the house from your own money
visit: http://settlement_in_canada.sitesled.com/chapter4.htm

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