Measure 42 Just posted to Lars Larson since they wouldn't let me talk live -- Clatsop County Matters

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Subject: Measure 42 Just posted to Lars Larson since they wouldn't let me talk live

Author:
Nora

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Date Posted: 10/ 6/06 4:14pm

You are using straw man arguments in your stance against measure 42. Insurance companies already are saying "contact us, we can get you substancially lower rate, you can talk to a "live agent to explain your life situation," (State Farm, Progressive and Geico, yet they all still use credit scores) so that one doesn't fly. There isn't a single study out there that shows ANY correlation between low credit scores and higher claims. Plus, people with good credit do not pay substancially lower rates than people with average credit scores yet people with low credit scores pay substancially higher rates than people with average credit scores. Insurance companies will not raise the rates of anyone in Oregon if the ballot measure passes (anymore than they can get away with doing on a normal basis), they just won't be charging excessive rates to people with low credit scores or refusing them service. If you really cared about your fellow Oregonians, instead of wanting to be a "radio personality," you'd do the research and let them know this measure is good for them and their pocket book. You'd pretend it was for your grandma and child on a fixed income, living in a part of Oregon without any public transportation and needing to get to work with the cheapest amount of insurance possible. Instead, you pick a hot topic and, like the media gadfly you are, you pick your buzz words and have diarrhea of mouth. Shame on you!

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Replies:

Subject	Author	Date
27 US bills this year would ban the use of credit scoring by insurers	Nora	10/ 6/06 5:01pm

One would think ...	Walter Richards	10/ 8/06 2:41pm
Good point, Walter! -- Sandy, 10/ 8/06 4:24pm I did a search for "the study" -- Walter Richards, 10/ 9/06 10:02am no credit -- schmart cookie, 10/10/06 11:18am Yes ... -- Walter Richards, 10/11/06 8:00am yet somehow responsible spending/buying eguals poor driving habits? -- melissa, 10/11/06 10:01pm
Lars admits that insurance companies might not have any evidence to support their claims	Nora	10/17/06 12:01am
Does it matter? -- THartill, 10/17/06 3:12pm Insurance companies lying about credit scores to get consumers money -- Carrie, 10/18/06 1:31am Market Arbitrage -- THartill, 10/18/06 12:51pm From the horsie mouth -- THartill, 10/18/06 4:09pm I think you're missing -- Walter Richards, 10/19/06 12:28pm
Rethinking the disparity between the rich and the poor	Carrie	10/30/06 10:50am