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Date Posted: 15:03:03 01/02/08 Wed
Author: michael
Subject: Re: NYE
In reply to: Boudicca Jones 's message, "Re: NYE" on 05:42:45 01/02/08 Wed

> Well it's been quite a tough time. You wouldn't
>BELIEVE how much agro it is to rent a house in the UK
>at the moment! They check into every corner of your
>life. I'm surprised they didn't ask for blood tests.
>
>Even though we know our new landlady and she was happy
>to go ahead, it's taken a month of solid slog to be
>anywhere near sorting it out and we had problems with
>spouse having had a failed business, had to get a
>guarantor and then they had to check into every area
>of his life - even speak to HIS employer. Then we
>still had problems because his current work is part of
>the Cornish economy (i.e. you get money where you can
>and don't always keep records of it).
>
>On two occasions over christmas we thought we would
>not be able to rent the place - and what was worse was
>that we wouldn't be able to rent ANY place if we
>couldn't have this one, because the same rules apply
>with every agency and every house. We thought we were
>going to be homeless even though we had the deposit,
>the rent, a guarantor and evidence of 14 years of
>regular rent payments behind us.
>
>No bloody wonder there are so many homeless people. My
>best friend sold her house and had £50,000 in her
>account and was then told she couldn't rent a property
>because her salary was too low by their measurements
>(they multiply the annual rent by 2.5 and your salary
>has to be more than this amount). Then she couldn't
>get a regular mortgage for the same reasons. She was
>about to be homeless with her four children even
>though she had loads of money in the bank and a
>regular job. She had to solve it by getting one of
>those self-certificating completely dodgy and unsafe
>mortgages on a very shitty flat.
>
>This country is a bloody disgrace. It has made me so
>angry and emotionally exhausted. Anyone fancy a
>revolution?

It is really stupid. Meanwhile friends of mine have remortgaged and had to persuade the broker that they didnt want to take out a much larger sum and lie through their teeth about income. The expressions "Its very easy" "They dont bother to check" and "Everyone does it" were much in evidence.......ie just like the "sub prime mortgage" mess in the US which seems to be about to cause world wide recession as the US banks dodged around the regulations that tried to limit the amount the could lend...for just this reason.

The idea that peopel could be made homeless when they have a reasonable income, and a record of payments....and children!!!! Scandalous - and I dont care how old godger I sound.

These bastards are playing around with OUR money, OUR pension money, OUR savings (well, those of you who have any) and all they do is use it to make disgustingly huge salaries and bonuses in the 'City'. I go inot some of these companies and the stories some of the guys who work as postroom people, security etc tell me.

Meanwhile in London it has been known ofr years that some people have been getting council accomodation in several local authorities using the same family in each...because the local councils cant co-ordinate their recordkeeping..or cant be bothered. Still it doesnt matter, its only our money being used to provide several homes for cheats and frauds at the expense of genuine claimants, the decent ones who fill in the forms like they are told to, and then get treated as if they are the cheats or sub human. I know, Ive had some friends go through the system who were genuine claimants. A horrible system, totally incompetent, only the cheats and fraudsters can effectively get money from them.

GGGRRRR

Sorry about that, but I am passionate about our wonderful welfare system and bloody angry at the way it is misused, abused and allowed to be ruined by fraud and incompetence.

Does this mean you are now in a home, or about to be?

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