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| Subject: Re: Outline of Proton. pages 11 and 12 | |
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Author: anonymous |
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Date Posted: 10:11:50 11/09/02 Sat In reply to: anonymous 's message, "Re: Outline of Proton. pages 9 and 10" on 10:08:34 11/09/02 Sat Page 11 ----------------------------------------------------------- The standard Proton World-defined Proton Prisma applications and toolboxes are: e-purse (both a domestic version that is backward-compatible with existing Proton R3 systems, and an interoperable CEPS-based version); EMV-compliant credit/debit, with either static or dynamic data authentication (SDA/DDA), and ASPIC, a PKI application toolbox. Proton Prisma cards also support applications defined by the issuer or by third-party application developers, that may be static or dynamically-downloadable. End-to-end system architectureProton World has defined, specified and certified all the elements required for smart card systems, including cards, terminals, host systems, security modules and personalisation tools, to ensure seamless links between them. Simplified mass-personalisation process The Proton Prisma mass-personalisation tool makes the process faster, simpler and more cost-effective for issuers. Support for multiple card vendor environmentsProton Prisma cards are truly card operating system (OS)-independent. They can use the card vendors' proprietary card OS's or open card OS's such as Java CardTM, or a mixture of several different card OS's in the same card population. Dynamic downloading of applicationsUsing a Proton Prisma DP system, issuers can change, update or replace applications on the card without re-issuing the cards. Uniquely-flexible product offeringThree Proton Prisma packages are available: issuers can choose more than one of them if they wish to offer differentiated services to individual groups of customers, confident in Proton World's guarantee that they will all interoperate with each other. Alternatively, issuers can start with the basic profile and migrate to a more sophisticated one as their smart card system evolves. The three profile packages Proton Prisma DP (dynamic profile)The core contains CALC 2.0 (which supports the dynamic downloading of applications), DFM, a crypto-co-processor and a JavaTM Virtual Machine. The applications included as standard are: e-purse (that can be accessed in domestic or CEPS interoperable mode); EMV credit/debit with SDA or DDA, and ASPIC (a toolbox for PKI-based applications). Using DFM, issuers can add static issuer-defined or third-party-defined applications, or they can dynamically download them as Java applets. Proton Prisma EP (embedded profile)The core contains CALC 1.5 (which supports static applications), DFM and a crypto-co-processor. The applications included as standard are: e-purse (that can be accessed in domestic or CEPS interoperable mode); EMV credit/debit with SDA or DDA and ASPIC (a toolbox for PKI-based applications). Using DFM, issuers can add static issuer-defined or third-party-defined applications. Proton Prisma BP (basic profile)The core contains CALC 1.5 (which supports static applications) and DFM. The applications included as standard are: domestic e-purse and EMV credit/debit with SDA. Using DFM, issuers can add static issuer-defined or third-party-defined applications. The core at a glance The Proton Prisma core is part of all Proton Prisma solutions. It is made up of two parts: CALC (Card & Application Life Cycle manager) and DFM (Data File Manager). CALC is a spearhead implementation of the forthcoming Open Platform 2.1 specifications for smart card application management. It allows issuers to manage multiple-application cards, that is to personalise them, to activate or de-activate applications and to create new applications. CALC provides a homogenous and uniform card management and personalisation environment that works across different card vendors and different operating systems. There are two versions of CALC: CALC 1.5 (which supports static applications) and CALC 2.0 (which supports the dynamic downloading of applications). DFM is a toolbox that allows issuers to personalise application directories and data files on the card in support of applications defined by the issuers themselves or third-party application developers. These applications can be put on the cards during the mass personalisation process (for all Proton Prisma cards) or dynamically after card issuance (for Proton Prisma DP cards only). ----------------------------------------------------------- Page 12 ----------------------------------------------------------- Applications introduced using DFM are portable across different card operating systems (OS). The core makes Proton Prisma systems "OS-agnostic" by hiding the underlying card OS from the applications. The core is compatible with the existing card vendors' proprietary OS, such as CC-EMVTM, MPCOSTM and STARCOSTM etc, and the new open card platforms such as Java CardTM. The standard applications and toolboxes at a glance 1) e-purseThe Proton Prisma domestic e-purse is fully retro-compatible with the existing Proton R3 e-purse, which is the world's most widely-used e-purse product: licensees in 24 countries have over 35 million cards in circulation and the cards have performed over 226 million purchase transactions since the first programme started in 1995. The Proton Prisma e-purse builds on this success, as it can be used in either the domestic mode in its country of origin, (in all Proton Prisma packages) or in interoperable mode in other e-purse systems that are based on CEPS (the Common Electronic Purse Specifications), the international e-purse standard that is supported by the issuers of over 90% of the world's e-purses (in Proton Prisma EP and DP packages). 2) EMV-compliant credit/debitEMV (Europay-MasterCard-Visa) is the international standard for debit and credit card applications that specifies smart cards (instead of magnetic stripe cards) and which must be adopted by all current issuers of credit and debit cards that carry one or more of the EMV brands by 2005, to avoid all the liability for fraud passing to the issuer. EMV specifies two sorts of data authentication: static (SDA) where the RSA security certificate is loaded during the personalisation process, and dynamic (DDA) where the RSA security certificate is calculated during each transaction. The DDA version of EMV requires a crypto-co-processor on the cards to maintain fast transaction speeds. 3) ASPIC ASPIC (Application for Secure Personal Identification and Communication) is a toolbox that Proton Prisma EP and DP issuers can use to create cardholder identification and authentication applications based on PKI (the Public Key Infrastructure). Typically these could be used for secure access control, access to secure home banking services, secure payments using a mobile phone and secure Internet payments, where the Internet access device can be a PC, a kiosk, a mobile phone, a web phone or a digital/web television set. What can Proton be used to do? E-purse:for small purchases in shops, at vending machines, for parking, for public transport tickets, at pay phones, in snack bars and cafeterias. Loyalty schemes:to record customer loyalty points linked to purchases or other factors at retailers, fast-food outlets, cinemas etc. Cardholder identity: to identify members of closed user groups (e.g. university students or staff) to obtain discounts etc. when using the e-purse. Secure access:to allow access to buildings/company sites/car parks etc. E-register:to record attendance (e.g. at University lectures or at training courses or passenger manifests for aircraft etc.). Electronic benefits transfer (EBT): the payment (or refund) of health & social security benefits by government agencies to card holders. Cardholder information:emergency medical information, medical treatment records, social security cards, citizen's cards, telephone account details (for use as a calling card at pay phones), driving licence. E-commerce:using a special card reader, smart card e-purses can be used to make fast, simple and secure payments on the Internet. Travel and Entertainment: the cardholder's preferences and previous history are stored on the card (this can be combined with e.g. a frequent flyer loyalty scheme). ------------------------------------------------------------ [ Next Thread | Previous Thread | Next Message | Previous Message ] |
| Subject | Author | Date |
| Re: Outline of Proton. pages 13 and 14 | anonymous | 10:14:09 11/09/02 Sat |
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