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Subject: core of all Proton Prisma systems are CALC


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and DFM (the Data File Manager).
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Date Posted: 13:16:21 01/12/03 Sun

Posted by: Walt Jan 12 2003 11:03:29:107AM
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Not surprisingly for a fast-moving, cutting-edge technology like ours, the market requirements have changed as the original technology has matured and new technologies have opened up new market sectors. Proton Prisma offers a range of new possibilities for both new and existing systems that can easily migrate to Proton Prisma to take advantage of the opportunities that it offers. Proton Prisma retains and reinforces the open architecture and state-of-the-art, end-to-end security that has contributed to the success of the Proton technology, and offers compliance with the leading international smart card standards. This means issuers retain the widest possible choice of system components from all the leading manufacturers, within a security framework defined by Proton World. Main characteristics Multiple application card platformAt the core of all Proton Prisma systems are CALC (the Card Application and Life-Cycle manager) and DFM (the Data File Manager).
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The standard Proton World-defined Proton Prisma applications and toolboxes are: e-purse (both a domestic version that is backward-compatible with existing Proton R3 systems, and an interoperable CEPS-based version); EMV-compliant credit/debit, with either static or dynamic data authentication (SDA/DDA), and ASPIC, a PKI application toolbox. Proton Prisma cards also support applications defined by the issuer or by third-party application developers, that may be static or dynamically-downloadable. End-to-end system architectureProton World has defined, specified and certified all the elements required for smart card systems, including cards, terminals, host systems, security modules and personalisation tools, to ensure seamless links between them. Simplified mass-personalisation process The Proton Prisma mass-personalisation tool makes the process faster, simpler and more cost-effective for issuers. Support for multiple card vendor environmentsProton Prisma cards are truly card operating system (OS)-independent. They can use the card vendors' proprietary card OS's or open card OS's such as Java CardTM, or a mixture of several different card OS's in the same card population. Dynamic downloading of applicationsUsing a Proton Prisma DP system, issuers can change, update or replace applications on the card without re-issuing the cards. Uniquely-flexible product offeringThree Proton Prisma packages are available: issuers can choose more than one of them if they wish to offer differentiated services to individual groups of customers, confident in Proton World's guarantee that they will all interoperate with each other. Alternatively, issuers can start with the basic profile and migrate to a more sophisticated one as their smart card system evolves. The three profile packages Proton Prisma DP (dynamic profile)The core contains CALC 2.0 (which supports the dynamic downloading of applications), DFM, a crypto-co-processor and a JavaTM Virtual Machine. The applications included as standard are: e-purse (that can be accessed in domestic or CEPS interoperable mode); EMV credit/debit with SDA or DDA, and ASPIC (a toolbox for PKI-based applications). Using DFM, issuers can add static issuer-defined or third-party-defined applications, or they can dynamically download them as Java applets. Proton Prisma EP (embedded profile)The core contains CALC 1.5 (which supports static applications), DFM and a crypto-co-processor. The applications included as standard are: e-purse (that can be accessed in domestic or CEPS interoperable mode); EMV credit/debit with SDA or DDA and ASPIC (a toolbox for PKI-based applications). Using DFM, issuers can add static issuer-defined or third-party-defined applications. Proton Prisma BP (basic profile)The core contains CALC 1.5 (which supports static applications) and DFM. The applications included as standard are: domestic e-purse and EMV credit/debit with SDA. Using DFM, issuers can add static issuer-defined or third-party-defined applications. The core at a glance The Proton Prisma core is part of all Proton Prisma solutions. It is made up of two parts: CALC (Card & Application Life Cycle manager) and DFM (Data File Manager). CALC is a spearhead implementation of the forthcoming Open Platform 2.1 specifications for smart card application management. It allows issuers to manage multiple-application cards, that is to personalise them, to activate or de-activate applications and to create new applications. CALC provides a homogenous and uniform card management and personalisation environment that works across different card vendors and different operating systems. There are two versions of CALC: CALC 1.5 (which supports static applications) and CALC 2.0 (which supports the dynamic downloading of applications). DFM is a toolbox that allows issuers to personalise application directories and data files on the card in support of applications defined by the issuers themselves or third-party application developers. These applications can be put on the cards during the
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mass personalisation process (for all Proton Prisma cards) or dynamically after card issuance (for Proton Prisma DP cards only). Applications introduced using DFM are portable across different card operating systems (OS). The core makes Proton Prisma systems "OS-agnostic" by hiding the underlying card OS from the applications. The core is compatible with the existing card vendors' proprietary OS, such as CC-EMVTM, MPCOSTM and STARCOSTM etc, and the new open card platforms such as Java CardTM. The standard applications and toolboxes at a glance 1) e-purseThe Proton Prisma domestic e-purse is fully retro-compatible with the existing Proton R3 e-purse, which is the world's most widely-used e-purse product: licensees in 24 countries have over 35 million cards in circulation and the cards have performed over 226 million purchase transactions since the first programme started in 1995. The Proton Prisma e-purse builds on this success, as it can be used in either the domestic mode in its country of origin, (in all Proton Prisma packages) or in interoperable mode in other e-purse systems that are based on CEPS (the Common Electronic Purse Specifications), the international e-purse standard that is supported by the issuers of over 90% of the world's e-purses (in Proton Prisma EP and DP packages). 2) EMV-compliant credit/debitEMV (Europay-MasterCard-Visa) is the international standard for debit and credit card applications that specifies smart cards (instead of magnetic stripe cards) and which must be adopted by all current issuers of credit and debit cards that carry one or more of the EMV brands by 2005, to avoid all the liability for fraud passing to the issuer. EMV specifies two sorts of data authentication: static (SDA) where the RSA security certificate is loade


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