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| Subject: Combi cards - a single chip with contact andcontactless interfaces. | |
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Author: The Smart Combi Card |
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Date Posted: 19:44:15 01/26/03 Sun http://www.itsc.org.sg/plugfest/10july_event/SC-kheeming-smart-combi.pdf 1ITSC PlugFest 2002The Smart Combi CardLim Khee Ming Deputy General Manager Group Head, Technology 2 The Smart Combi Card Technology Introduction Standards and Interoperability Positioning of Combi Card Combi card Deployment 3 Technology Introduction !Forecast Forecast !Key drivers Key drivers !Categories of Smart Cards Categories of Smart Cards 4 Forecast 0 500 1,000 1,500 2,000 2,500 3,000 3,500 4,000 4,500 1999 2000 2001 2002 2003 2004 0% 10% 20% 30% 40% 50% 60% 70% 80% Chip card shipments (in millions) Percentage Smart card Percentage Smart Card N. America Japan Americas Asia Pacific EMEA Source: Gartner (2001) 5 Key Drivers - EMV Chip Migration 1 Visa Global Chip Migration Status Canada - migration commences 2003 EU - UK, France, Spain, Italy - major migration to be completed by 2004 USA - 2 m cards in 2001, 15 m cards in 2002, 5 m Amex Blue cards Latin America - Brazil to start migrating in 2002 Source: Visa International Asia Pacific (2001) 6 Key Drivers - EMV Chip Migration 2 Visa Asia Pacific EMV Card Migration Milestones 1/2001 - All NEW chip programs must be EMV compliant 1/2004 - All chip programs must be EMV compliant 12/2008 - Target 90 % of all cards migrated to chip card Japan, Taiwan started in 2001 Korea starting in 2002 Malaysia starting in 2002/2003 7 Key Drivers - EMV Chip Migration 3 MasterCard EMV Chip Migration Now Underway In Most European Countries Source: MasterCards eBusiness Update Dec 2001 8 Categories of Smart Cards Contact cards must be inserted into a reader. Contactless cards have an antenna embedded inside the card. communicate with reader via radio frequency no physical contact distance: about 10 cm Hybrid cards have two chips that are not connected. Combi cards - a single chip with contact and contactless interfaces. 9 Combi card Diagram Contacts Antenna IC Chip 10 Standards and Interoperability Contact, Contactless and Combi standards ISO/IEC 7816 Parts 1-10 ISO/IEC 14443 Parts 1-4 Multi-Application Cards Benefits of standards 11 Contact card standard ISO/IEC 7816 Parts 1-10 7816 - 1 Physical characteristics 7816 - 2 Dimension and location of contacts 7816 - 3 Signals and transmission protocols 7816 - 4 Inter-industry commands for interchange 7816 - 5 Numbering system and registration procedure for application identifiers 7816 - 6 Inter-industry data elements 7816 - 7 Inter-industry commands for Structured Card Query Language 7816 - 8 Security related inter-industry commands 7816 - 9 Inter-industry enhanced commands 7816 - 10 Electronic signals and ATR for synchronous cards 12 Contactless Card Standard - ISO/IEC 14443 Parts 1-4 14443-1 Physical dimensions - 15 Apr 2000 14443-2 Power supply and data transmissions - 1 Jul 2001 14443-3 Card identification and activation - 1 Feb 2001 14443-4 Protocol to exchange APDUs (T=CL) - 1 Feb 2001 Currently approved are Type A and Type B cards 13 How Combi card Works Common OS Commands Gap - no standard for contactless commands Mifare - defacto command set for Type A Should there be a single command set for Combi card ? Cards and Personal Identification Technical Committee to define standard for Spore Operating System App1 Smart Card Hardware T=0 T=CL T=1 App2 14 Multi-Application Card 1 App3 App2 App1 Runtime environment Card Manager Security Domains API Open Architecture Components 15 Multi-Application Card 2 Open Architecture Components Runtime environment provides base API and core support services enforces firewall Card Manager and Security Domain life cycle management for card and app security services application loading API programming interface to Card Manager system services and Security Domain application support Application card issuer and application provider responsibilities 16 Multi-Application Card 3 Example: stored-value currency, credit card data and digital certificate GlobalPlatform is the standard organisation for multi-application card Members include Visa, MasterCard, Gemplus, G&D, Infineon, Oberthur, Schlumberger, SUN, Ingenico, etc. 17 Multi-Application Card 4 Areas of technical focus: Card Spec v2.1 (ISO 7816 & EMV Compliant) standardise card and application life cycle management Device Framework v2.0 enable the acceptance of cards thru multiple devices Smart Card Management Systems Requirements standardise backend systems: personalisation, security, key management, application loading 18 Benefits of Standards Interoperability between cards from different issuers Issuer can select from multiple suppliers Card supplier can supply to multiple issuers 19 Positioning for Combi-Card Contact card is currently dominant in financial sector (credit/debit) well supported by ATM and terminal infrastructure Contactless card is dominant in transport sector Combi card is an integrated platform for multiple applications offers convenience for consumer candidate for one card for all applications Combi card could be positioned as a platform for: migration contact and contactless applications 20 Spearheaded by Ministry of Economy, Trade and Industry Conduct public trial of smart card, including combi card, for public use Trial card number: about 1.35 m cards in 21 cities from 2001 onwards Applications: medical, insurance, welfare, care, ID, certification, Ecommerce, education, appointment, loyalty, management, issue, shop, civil activity, environment, ecology, transport Combi card Deployment #1: Japan National ID Card Project 21 Used for payment at traditional store-front merchants and mass rapid transport system Can be used as a CashCard and Visa credit or debit card More than 1 million cards to be issued in 2 years Combi card Deployment #2: Korea Daejeon City Project Combi card Deployment #3: Combi card Pilot in Spore Joint development by NETS and SHARP Roll out of new services to selected merchants - 2002 4Q Will support a range of sophisticated applications including electronic payment, security, loyalty programs, and other consumer and industrial applications Single purse Contactless ISO 14443B Contact ISO 7816 [ Next Thread | Previous Thread | Next Message | Previous Message ] |
| Subject | Author | Date |
| Re: Combi cards - a single chip with contact andcontactless interfaces. | Contactless ISO 14443B Contact ISO 7816 | 19:46:30 01/26/03 Sun |