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| Subject: Re: Combi cards - a single chip with contact andcontactless interfaces. | |
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Author: Contactless ISO 14443B Contact ISO 7816 |
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Date Posted: 19:46:30 01/26/03 Sun In reply to: The Smart Combi Card 's message, "Combi cards - a single chip with contact andcontactless interfaces." on 19:44:15 01/26/03 Sun >http://www.itsc.org.sg/plugfest/10july_event/SC-kheemin >g-smart-combi.pdf >1ITSC PlugFest 2002The Smart Combi CardLim Khee Ming >Deputy General Manager >Group Head, Technology >2 >The Smart Combi Card > Technology Introduction > Standards and Interoperability > Positioning of Combi Card > Combi card Deployment >3 >Technology Introduction >!Forecast Forecast >!Key drivers Key drivers >!Categories of Smart Cards Categories of Smart Cards >4 >Forecast >0 >500 >1,000 >1,500 >2,000 >2,500 >3,000 >3,500 >4,000 >4,500 >1999 2000 2001 2002 2003 2004 >0% >10% >20% >30% >40% >50% >60% >70% >80% >Chip card shipments (in millions) Percentage >Smart card >Percentage Smart Card >N. America >Japan >Americas >Asia Pacific >EMEA >Source: Gartner (2001) >5 >Key Drivers - EMV Chip Migration 1 >Visa Global Chip Migration Status > Canada - migration commences 2003 > EU - UK, France, Spain, Italy - major >migration to be completed by 2004 > USA - 2 m cards in 2001, 15 m cards in >2002, 5 m Amex Blue cards > Latin America - Brazil to start migrating in >2002 >Source: Visa International Asia Pacific (2001) >6 >Key Drivers - EMV Chip Migration 2 > Visa Asia Pacific EMV Card Migration Milestones > 1/2001 - All NEW chip programs must be EMV >compliant > 1/2004 - All chip programs must be EMV >compliant > 12/2008 - Target 90 % of all cards migrated to >chip card > Japan, Taiwan started in 2001 > Korea starting in 2002 > Malaysia starting in 2002/2003 >7 >Key Drivers - EMV Chip Migration 3 >MasterCard EMV Chip Migration Now Underway In Most >European Countries >Source: MasterCards eBusiness Update Dec 2001 >8 >Categories of Smart Cards > Contact cards must be inserted into a reader. > Contactless cards have an antenna embedded >inside the card. > communicate with reader via radio frequency > no physical contact > distance: about 10 cm > Hybrid cards have two chips that are not >connected. > Combi cards - a single chip with contact and >contactless interfaces. >9 >Combi card Diagram >Contacts >Antenna >IC Chip >10 >Standards and Interoperability > Contact, Contactless and Combi standards > ISO/IEC 7816 Parts 1-10 > ISO/IEC 14443 Parts 1-4 > Multi-Application Cards > Benefits of standards >11 >Contact card standard ISO/IEC 7816 Parts 1-10 > 7816 - 1 Physical characteristics > 7816 - 2 Dimension and location of contacts > 7816 - 3 Signals and transmission protocols > 7816 - 4 Inter-industry commands for interchange > 7816 - 5 Numbering system and registration >procedure for application identifiers > 7816 - 6 Inter-industry data elements > 7816 - 7 Inter-industry commands for Structured >Card Query Language > 7816 - 8 Security related inter-industry commands > 7816 - 9 Inter-industry enhanced commands > 7816 - 10 Electronic signals and ATR for >synchronous cards >12 >Contactless Card Standard - ISO/IEC 14443 Parts 1-4 > 14443-1 Physical dimensions - 15 Apr 2000 > 14443-2 Power supply and data transmissions - 1 Jul >2001 > 14443-3 Card identification and activation - 1 Feb >2001 > 14443-4 Protocol to exchange APDUs (T=CL) - 1 Feb >2001 > Currently approved are Type A and Type B cards >13 >How Combi card Works > Common OS > Commands > Gap - no standard for >contactless commands > Mifare - defacto command >set for Type A > Should there be a single >command set for Combi >card ? > Cards and Personal >Identification Technical >Committee to define >standard for Spore >Operating System >App1 >Smart Card Hardware >T=0 T=CL T=1 >App2 >14 >Multi-Application Card 1 >App3 >App2 >App1 >Runtime environment >Card Manager >Security Domains >API >Open Architecture Components >15 >Multi-Application Card 2 >Open Architecture Components > Runtime environment > provides base API and core support services > enforces firewall > Card Manager and Security Domain > life cycle management for card and app > security services > application loading > API > programming interface to Card Manager system >services and Security Domain application support > Application > card issuer and application provider responsibilities >16 >Multi-Application Card 3 > Example: stored-value currency, credit card >data and digital certificate > GlobalPlatform is the standard organisation for >multi-application card > Members include Visa, MasterCard, Gemplus, >G&D, Infineon, Oberthur, Schlumberger, SUN, >Ingenico, etc. >17 >Multi-Application Card 4 >Areas of technical focus: > Card Spec v2.1 (ISO 7816 & EMV Compliant) > standardise card and application life cycle >management > Device Framework v2.0 > enable the acceptance of cards thru multiple >devices > Smart Card Management Systems Requirements > standardise backend systems: personalisation, >security, key management, application loading >18 >Benefits of Standards > Interoperability between cards from different >issuers > Issuer can select from multiple suppliers > Card supplier can supply to multiple issuers >19 >Positioning for Combi-Card > Contact card is currently dominant in financial >sector (credit/debit) > well supported by ATM and terminal infrastructure > Contactless card is dominant in transport sector > Combi card is an integrated platform for multiple >applications > offers convenience for consumer > candidate for one card for all applications > Combi card could be positioned as a platform for: > migration > contact and contactless applications >20 > Spearheaded by Ministry of Economy, Trade >and Industry > Conduct public trial of smart card, including >combi card, for public use > Trial card number: about 1.35 m cards in 21 >cities from 2001 onwards > Applications: medical, insurance, welfare, >care, ID, certification, Ecommerce, >education, appointment, loyalty, >management, issue, shop, civil activity, >environment, ecology, transport >Combi card Deployment #1: >Japan National ID Card Project >21 > Used for payment at traditional >store-front merchants and mass >rapid transport system > Can be used as a CashCard and >Visa credit or debit card > More than 1 million cards to be >issued in 2 years >Combi card Deployment #2: >Korea Daejeon City Project >Combi card Deployment #3: >Combi card Pilot in Spore > Joint development by NETS and SHARP > Roll out of new services to selected >merchants - 2002 4Q > Will support a range of sophisticated >applications including electronic payment, >security, loyalty programs, and other >consumer and industrial applications > Single purse > Contactless ISO 14443B > Contact ISO 7816 [ Next Thread | Previous Thread | Next Message | Previous Message ] |